About

Hi, my name is Ginna Neel and welcome to my blog!

I began My Pretty Pennies anonymously in March 2009 to journal my way out of student loan debt with a community of other personal-finance bloggers. Since becoming debt-free, this site has evolved from finance-only content to include goals, recipes I like, healthy living, and personal rambles about every day life.

I recently got married and live in Raleigh, NC with my husband J in a little apartment with yellow walls. I like shopping at Anthropologie, reading Jane Austen, practicing yoga and traveling to foreign places or just weekend trips to visit friends. My favorite moment of the day is in the morning when the day is fresh and I enjoy my first sip of coffee.

My financial philosophy is simple: save for the future and spend money on things that matter. Managing finances is not easy. It takes a lot of hard work and perseverance, but ever so slowly, after a few trials and a few errors, it starts to work and you are able to live within your means. I’m am still trying to reach financial security and blogging about it in the process.

Everyone has their story and I am so happy to share mine with you. Please feel free to comment, like me on Facebook, follow me on twitter, follow my Pinterest boards,  subscribe to my RSS feed, and contact me with any comments or questions. Thank you so much for stopping by!