Retirement is so important, and as a 23-year old I know that time is on my side.
I am currently not contributing anything towards retirement right now. When I first started my full-time job, my mindset was that after I finish paying off my debt, I will contribute the maximum I can towards retirement. I have a 401(k) that my company each month pays 3% towards, regardless whether I contribute or not. Today the balance is up to $1,094, but it fluctuates according to the market. I have a 0%-interest on my debt for my parents and of course will continue to save for other goals.
But I thought I would pose the question to other PF bloggers. Do you recommend that I contribute money towards retirement now? Or should I continue to plow away another year and a half and contribute after I am debt-free? If you were (or are) in the same situation, how do you handle retirement and debt?