I always get itchy for the new month to begin. Not only because I’ll get the much-needed paycheck, but also because I get to organize my budget and start new goals.
I feel like I am torn between two conflicting wants. I want to get out of debt so badly I can’t describe it. But I don’t want to live my life like a hermit for the amount of time it takes me to become debt-free.
In this entry I explained how I was conflicted with how much debt to pay and money to save. I think I will pay $500/debt and $100/savings. I am not worried anymore about having $5000 in the wedding fund by the end of the year (I’ve edited my goals). It’s just not on my horizon and I’ll cross that bridge when I get to it. Many of you had the brilliant idea to put some money towards doing something fun with my mom. I usually make about $100 in babysitting each month, so I will use any extra income towards that. Thanks for the idea.
So often I hear myself saying, “if I only made more money!” Or “if only I got a tax refund every month!” Or “if I could just get one more babysitting job!” Or “if only I had so-and-so’s life I would be happy!” But the reality is, I got a $4k raise in December. I got a $1500 tax refund this month. I have a steady number of extra jobs that, for the most part, don’t interfere with my social life.
I want to just be content with where I am. Life isn’t about achieving the best, highest goals in the quickest, most efficient way possible. It’s a long, winding journey with all kinds of things that can set you back, or hurry you forward, or even leave you on a plateau for a while.
The truth is: I am making progress.This time last year I was still in college, in $13k debt, so lost and confused on where my life was going. Since then, I have changed my networth by $10,000. It may be slow, and I may compare my situation to others and envy their quick success, but at the end of the day the fact is this is my life and ever so slowly I am inching closer to financial freedom.