You know what time of the month it is: Goals & Budget time baby! I promise the goals and budgets will cease for a while after this entry. May Goals: 1. Get AC fixed in my car. I am going to budget $90 for this. 2. Workout three times a week, or 12 times total.
Recap: April Goals & Budget
April Goals: Go to the gym 3 times a week I am embarrassed to say I went only six times this past month…*hangs head* Why is this so difficult for me? No shopping until Easter I did it! There were a few moments when I just didn’t think I had it in me, but I
April's Net Worth: +$1K
Looks like an excellent April with an increase of $1,143! It’s so encouraging to see such a large increase! I mean, granted last month I saw a jump of $2,000 but that was from a lot of tax refund help. ASSETS: Cash: $682.59 (+193) I always keep the amount of rent needed in my checking
Beefing Up Retirement
A while back I posed a question about saving for retirement. When I first started managing my money, I decided not to contribute anything towards my 401(k) because my employer automatically contributes 3% regardless if I do or not. I decided it would be better to pay my interest-earning loans first. However, since paying off
In Need of a Paycheck
This weekend I spent: -Pedicure: $26 -Restaurant: $25 -Smoothie: $4.50 -Gas: $15 -Snacks: $8 -Ice Cream: $2.50 Total = $81 Over by a dollar. I can live with that. I have literally $18 left in my April budget. Yipes! Stupid once-a-month paychecks. That will cover enough for gas (still have half a tank) and maybe
This weekend I am off to Blacksburg, VA. Approximately once a season my old friends and I get together. It’s always like a grown-up sleepover: drinks, shopping, and lots of laughter. It is also the last weekend of the month, so my money is slowly draining from my account as I am in desperate need
Shopping for Pink
My mom starts her first chemotherapy treatment tomorrow, so I’ve been shopping for pink. There’s quite a bit of stuff out there.
My Greatest Ally
In the game of saving money, dumping debt, and managing your cash flow, income is your greatest ally. You have to have money to manage it. My sister recently lost her job. She lives in expensive New York City and is struggling right now to find work and keep her head above water. I’ve been
Health Flexible Spending Account
At the beginning of this year I decided to set up a Flexible Spending Account with my employer for $200 a year. This means that each paycheck pre-taxed dollars are set aside into an account. If I purchase health products, including any prescriptions or over-the-counter medicine,