Looks like an excellent April with an increase of $1,143! It’s so encouraging to see such a large increase! I mean, granted last month I saw a jump of $2,000 but that was from a lot of tax refund help.
Cash: $682.59 (+193)
I always keep the amount of rent needed in my checking account just in case something happens and I cannot get to my EF fast enough (it’s with another interest-earning bank account). This also includes my “Car Savings.” I borrowed from myself last month to front the bridal shower. That’s what the increase is doing in this account.
Emergency Savings: $1,000 (no change)
This does earn 2% interest each month, but I send those few dollars to the Wedding Fund at the end of the month. I’ll focus on saving more in here later.
Christmas: $138 (+$30)
I’m doing fairly well with regularly saving $30 towards Christmas. I thought about possibly buying some gifts for Christmas (I also have three good friends’ birthdays in December), but I think I’ll hold off on that.
Wedding: $1,956 (+$262)
I gave my usual $100 per month out of my salary and the rest was good ol’ babysitting money. I absolutely love babysitting! The families I babysit for are so low maintenance it makes such an easy way to earn money each month. Right now I have five evenings lined up in May. Woohoo!
401(k): $1,241 (+$158)
Thank goodness for better markets! I am really excited about seeing this number increase in the next few months now that I am contributing my extra 5% starting June. It will be something I rarely look at, except during Net Worth times, but that extra money will certainly add up.
I do not intend on selling my old beater anytime soon, but I added it to my worth just for good measure.
Parents Loan: -$7450 (+$500)
This was my first big check sent to my parents and I think they were surprised and impressed with the amount. They should go ahead and get used to it. ;)
Credit Card: Big fat $0!
I usually use this just for emergencies or if there’s some kind of rewards deal or something. I also applied to open an Amazon Rewards card but have not been accepted yet. We shall see.
TOTAL NETWORTH = -$889
Inching my way up to $0! More on the budget details tomorrow. Oooh how I adore the end of the month!!
Awesome! Looking good!
I’m a few more months away from a positive net worth…but I’m excited!
You are getting there! Keep on keeping on, that is the only way to reach your goals in life! Great update.
Well done! You’ll soon be in the positive :)
You will totally be there soon, great work!! =D