I bank with Bank of America for my regular purchases. I also have money market accounts with a credit union back at home because they have pretty sweet deals on interest rates. Right now the interest rates for money markets are 2% and competitively higher than the average rate out there. The only thing is that the bank is only accessible in NC, so I always transfer money from BoA it takes a few days to process.
Today the savings and debt payments have been processed online, and these are the progress bar increase:
I sent a check for $650 and have 15% completed! Now I have $6,800 left to pay. My dad called me yesterday because he received the check wondering whether I could afford this much. I told him about D’s extra rent and said it would be $500 normally a month.
I added $180 plus interest that was earned on my EF. I am hoping to add another $150 by the end of the month from babysitting.
I added $30. I think it will probably take more than $300 to buy gifts for everyone, but it will be nice to have that extra little bit in any case.
I wrote my new roommate an email about the May bills, including internet, cable, and a friendly reminder about our rent agreement. I assumed she’d pay me at the beginning of the month but she asked if she could pay at the end of May. Stupid me! I already put her $200 into the debt/savings for the month and would rather not take it back from the account or ask my parents for the money. Oh well, perhaps I can wait to get it later. I am so bad with confrontation and hope that splitting bills in the future will not be a problem.
We shall see.