I’ve decided to get intense and reorganize my finances. I blame May. This month has been nothing short of disastrous, and to make up for May’s slacking ass-ets, the future months will just have to pay.
Here are some changes:
During lunch yesterday I opened the fund that will eventually help me survive when I am old and gray! I finally just gave in and opened a Roth IRA. I will begin to contribute $100 towards this monthly. I’d love to work up to the $5k minimum, but I’ll start small and work up to it. Time is on my side and contributing this year may make a huge difference in the long run.
I’ve decided to pause my Wedding Fund. Seriously, I’m not getting married or engaged any time soon and just seeing “wedding savings” right here makes me 1) anxious that I have so little and 2) a little excited about possibly being married–two emotions I don’t need to feel right now. I doubt I will be engaged in 2009 or 2010. And I’m okay with that. I will add money to it only when I feel like it. :)
I’ve reorganized my budget and hope to keep un-bill related expenses at $400. My budget will show more on this, but basically anything that is not a bill or automatically taken from my account (like gym fee), I want it to be under $400. This includes food, groceries, clothes, household items, etc. Yipes!
Whenever I reorganize, I feel like I’m abandoning some of the goals or objectives I’ve set for myself… but reorganizing does not mean failing. Those goals are still very much apart of my financial focus, but just reworked a bit. I’ll have my June budget updated soon.