Beginning Balance: $40.96
the boring life stuff:
-$4.02 fast food
-$10.00 eye exam
-$4.44 gift on Amazon – originally was $20 but I used Swagbucks
– $9.49 wine for a party Saturday pm
-$77.35 for 2 pairs of shoes & a purse at Nina West Outlet
-$70.98 for 3 shirts & pair of jeans at Banana Republic Outlet
-$23.00 hair appointment
-$25 to Car Repair Fund
-$100 to Roth IRA
-$54.75 cable bill
-$30.34 electric bill
+$140 from roommate
Ending Balance: $2,251.90
$10 eye exam! wow
$60 to $75 is the standard here.
First, this is my first comment on a blog and I really enjoy reading yours.
Just a question. Do you keep your funds in bank accounts, high-interest accounts, or just in envelopes at home?
I am trying to get out of debt in this year, and I need to get some ideas.
Do you think that is OK to build an emergency fund while paying debt or paying debt first and then build your emergency fund?
Thanks for reading and great questions! Instead of writing a long reply here, I went ahead and posted your questions in a new blog post in case others have similar questions. Here’s the link: http://myprettypennies.com/2010/03/02/answers-about-banking-debt-vs-e-fund/.
Hope that helps!
I actually have vision insurance at my work so that covers everything but a small $10 co-pay.
Haha, I second Jolie – gosh that is a super cheap eye exam! My last one was $60 and I’m looking at $100 for next one. Darn.
SO WEIRD — my paycheck is for the *exact same amount* (down to the pennies!)
Do you not pay rent? (Sorry, I’m still new to your site & haven’t read all the archives! I’m loving your site though — and getting so inspired!!)