I have come to realize that when I don’t update my spending reports every week, I am less conscious of my money, and things tend to get out of hand. Like seriously out of hand. I am ashamed to say this, but I overdrafted my account for the first time in years the other day. The cause? A check. We lost our mail key and had to get a new lock so I had to write a check for $46 to get it replaced. That was three weeks ago and I (stupidly) forgot to factor that into my budget and therefore my account overdrafted. Dumb dumb dumb. Thank goodness for savings.
Anyhoo. I’m not going to count myself a failure yet, just make it through the next week as frugal as possible (while traveling) and simply try better for April. If you’re not really sure what I mean, here’s what I’ve spent in the last two weeks. I was clearly out of control!
Beginning Balance:
All your Panera eating just made me want some Panera. Good thing this month is pretty much over and you’ll get that check soon!
Im also counting down the days till payday! And my statement also looks identical to yours right down to the Banana Republic! What can I say eating out is my vice! Whoops :-)
Did I just read “frugal” and “Banana Republic” in the same post? :)
Lolz… we’re in the same boat too. It’s funny how eating out and groceries make up a chunk of our expenses. Have to say that I find updating my blog on our spending really help keeps us in check! We’re going over in some categories this month but not majorly so hoping to rein it in the next few months.Good luck for April!! :>