Retirement planning can be challenging for anyone. If we have a hard time saving for Christmas (two months from today!), then how much harder it is to save for a date that is years, maybe decades away? But it’s really important to start saving now. Remember compound interest? The earlier you start, the more time
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Day 24: Compound Interest & Investments
Now that we’ve talked about our emergency fund and other saving goals, it’s time to talk about investments. I’ll be honest — investments kind of scare me. Do they scare you? So much money and so many different companies and corporations and funds and oy! Just a lot to think about, right? I really should
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How Many Savings Accounts is Too Many Savings Accounts?
I got a little crazy living in college. My bank had free savings and checking accounts with only $25 minimum so for any savings goal I had, I would open a banking account. I had a savings account for Christmas presents. One for my car. One for vacations. One for when I wanted to buy
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Why You Need An Emergency Fund
Happy Monday, everyone! Are you enjoying these posts or getting a little tired of me talking about money? Well, either way, just a week and a half left and I will go back to talking about my boring ol’ life here in North Carolina. :) But for now — get excited you guys. This week
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Day 21: What the Bible Says About Debt
Happy Sunday! To close our week on debt, I wanted to share a few verses from the Bible on what it says about debt. It’s pretty clear in God’s word that we are to avoid and pay off our debts. Have a restful and lovely day! Deuteronomy 15:6 For the Lord your God will bless
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Day 20: How to Maximize Your Food Budget
Happy Saturday everyone! Are you having a good start to your weekend? Today I’d like to share a little strategy for maximizing your food budget, one of the hardest areas of your budget to stay under control. Royal Vending Adelaide supplies drinks and snacks and combo vending machines. Here is my strategy for food shopping:
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Day 19: Financial Success Story: J Money from Budgets Are Sexy
Happy Friday guys! Today I have a special treat — a short interview with the full time blogger J.Money of Budgets are Sexy on his financial success. I hope you enjoy and have a wonderful Friday! Where do you live? Washington DC Area When did you first get interested in your finances? Hmmm… Well, I’ve
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Day 18: The Credit Card – It’s Not For Everyone
Credit Card Debt? Bad all the time. But the Credit Card? Use at your own risk. It’s not for everyone. After a few blunt posts on the evil of credit card debt and my pleas to avoid it at all costs — I’m going to confess. Sometimes you need a credit card to get ahead
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How to Get Out of Debt
Do you know what bothers me about music these days? They make it sound glamorous to be in debt. To spend all of your money on a night you can’t remember. Take, for example, Katy Perry: “Last Friday Night Yeah we maxed our credit cards And got kicked out of the bar So we hit
